We are excited to introduce a suite of four new screens in PZU iFlota, designed to enhance your claims management experience. These new features will provide you with comprehensive, detailed, and insightful claim reports, helping you better analyze, manage, and optimize your claims data. Here’s what you can expect:

  • Claims overview by claim category
  • Claim reserves information
  • Information about how many claims each car has


Benefits of the New Features


Enhanced Analysis: Gain deeper insights into the causes, financial impacts, and trends of claims over the past 36 months. The detailed reports and summaries allow you to understand the underlying factors driving claims, enabling you to take proactive measures to reduce them.

Improved Decision-Making: Utilize detailed historical data to inform your risk management strategies and make more informed decisions. The comprehensive data provided by the new screens help you assess the effectiveness of past actions and plan future strategies more effectively.

Trend Identification: Identify patterns in claims data to address recurring issues and mitigate risks. By analyzing trends, you can pinpoint common causes of claims, enabling you to implement targeted interventions that improve fleet safety and reduce costs.


Get support from PZU experts and reduce your claims


Ready to take your fleet's safety to the next level and minimize claims? A dedciated PZU Prevention Team is here to help! Connect with PZU experts for personalized guidance on enhancing your fleet's safety and reducing risk. 

Request a consultation with the PZU Prevention Team today, and let's work together to build a safer, more efficient fleet.


1. Claims by Category for the Last 36 Months


Overview

The "Claims by Category for the Last 36 Months screen offers a comprehensive summary and detailed reports of claims, categorized by the cause of damage, over the past 36 months. This feature enables you to:

  • Identify Frequent Claim Categories: Quickly determine which categories of claims are most common within your fleet, helping you recognize patterns and potential areas of concern. 
  • Analyze Financial Impact: Understand which claim categories are costing you the most, allowing you to allocate resources more effectively and prioritize preventive measures. 

With this tool, you can make informed decisions to improve your fleet's safety and efficiency, ultimately reducing overall costs and enhancing operational performance.      


Key Features

The "Summary of Claims by Cause of Damage" screen provides essential metrics to help you understand the impact of various causes of damage on your fleet. Key metrics include:

    • Total Payout: The cumulative amount paid out for claims in each category.
    • Number of Claims: The total count of claims filed for each cause of damage.
    • Average Claim Value: The average cost per claim for each category.
    • Percentage Share of Total Quantity: The proportion of claims each category represents out of the total number of claims.
    • Percentage Share of Total Payment: The proportion of total payouts that each category accounts for.

This summary lets you quickly grasp which causes of damage are most prevalent and costly, facilitating more strategic decision-making and resource allocation.


The "Report of Claim Value by Cause of Damage" screen provides an in-depth analysis of the financial impact of different causes of damage over time. Key features include:

  • Total Payout Amounts by Year: Detailed breakdowns of the total amounts paid out for each cause of damage, year by year.
  • Trend Analysis: Visual representations to help you identify trends and changes in the cost impact of various damage causes.

This report helps you track financial trends and make informed decisions to mitigate risks and manage costs more effectively.


The "Report of Claim Quantity by Cause of Damage" screen provides a detailed analysis of the frequency of different types of claims over time. Key features include:

  • Frequency of Claims by Year: View the number of claims filed for each cause of damage, broken down by year.
  • Trend Analysis: Identify trends and patterns in the frequency of claims, helping you understand which types of incidents are becoming more or less common over time.



2. Claim Report with Current Amount of Reserves


Overview

The "Claim Report with Current Amount of Reserves" screen provides detailed and up-to-date information about the reserve amounts allocated for each claim. Key features include: 

  • Current Reserve Amounts: See the precise reserve amounts currently set aside for each individual claim. 
  • Claim Details: Access comprehensive details about each claim, including the date of the claim, cause of damage, and status. 
  • Financial Planning: Use reserve data to better manage your budget and forecast future financial needs. 

This screen ensures that you have a clear understanding of the financial reserves required for outstanding claims, allowing for more accurate financial planning and risk management.


Key Features

The "Claim Report with Current Amount of Reserves" screen provides detailed and up-to-date information about the reserve amounts allocated for each claim. Key features include:

  • Detailed Reserve Information: Access comprehensive details for each claim, including:
    • Policy ID: The unique identifier for the insurance policy.
    • Policy Type: The type of insurance policy covering the claim.
    • Plate Number: The license plate number of the involved vehicle.
    • Reserve Value: The current reserve amount allocated for the claim.
    • Damage Date: The date when the damage occurred.
    • Claim Date: The date when the claim was filed.
  • Comprehensive Data: Understand the current reserve amounts allocated for each claim, which aids in better managing your financial reserves and ensuring sufficient funds are set aside for future payouts.
  • Financial Planning: Utilize the reserve data to accurately manage your budget and forecast future financial needs, ensuring your fleet’s financial health is maintained.

This screen ensures that you have a clear and detailed understanding of the financial reserves required for outstanding claims, enabling more accurate financial planning, effective risk management, and better allocation of resources.




3. Breakdown of Claims by Registration Number


Overview

The "Breakdown of Claims by Registration Number" screen provides detailed information on claims sorted by vehicle registration numbers.


Key Features

The "Breakdown of Claims by Registration Number" screen provides detailed information on claims sorted by vehicle registration numbers. Key features include:

  • Detailed Claim Breakdown: Access comprehensive information for each vehicle, including:

    • Number of Claims: The total number of claims filed for each vehicle.
    • Total Payout: The cumulative amount paid out for all claims associated with each vehicle.
    • Average Payout: The average amount paid out per claim for each vehicle.



Identify Trends: Analyze claims data for individual vehicles to identify trends and address specific issues.



 4. Retail Data on Claims Paid

Overview


The "Retail Data on Claims Paid" screen provides detailed information about the payouts for each claim.


Key Features

  • Comprehensive Claim Data: View information such as claim ID, total payout, damage date, claim date, policy ID, policy type, plate number, and claim description.
  • Detailed Payout Information: Understand the specifics of claim payouts to better manage and analyze financial impacts.




Explore these new features today to leverage your claims data for improved analysis and decision-making.